How To Switch Banks in 6 Simple Steps

Like karaoke night at your favorite bar, banking fees have a way of making even longtime customers head for the exits.

A UAW-GM deal could bring big bonus, raise. Here’s what to do with the money

After the long, contentious five-week walkout at General Motors, UAW members will no doubt have to pay off the bills that have been building since the strike began Sept. 16.

5 Ways To Build Credit Or Boost Your Credit Score Without A Credit Card Or Debt

Whether you’re completely new to using credit or simply doing your best to avoid debt, you might find there’s one annoying side effect: You don’t have a good credit score. Maybe you don’t have a score at all.

What Happens if You Don’t Pay Your Taxes?

TAX SEASON WILL BE HERE before you know it, and you may be wondering what could happen if you don’t file your 2019 returns by the April 15, 2020 deadline.

Money Goals! Michael Foguth, Brighton Personal Finance Expert, Comments on the Zero-Dollar Days Method

From expenses tracking and receipt saving to micro-budgeting and major cost-cutting, saving money for the long term can quickly become a tedious process.

12 Credit Card Rules You Should Never Break Featuring Insights by Michael Foguth

“I’m not a fan of department store credit cards for two reasons,” says Michael Foguth, founder of Foguth Financial Group in Brighton, Michigan. “For one thing, the revolving interest rate is typically highest on those department store cards.

Brighton Personal Finance Expert on 13 Silly Wastes of Money You Don’t Even Think About

Bring your lunch to work. Skip the daily latte. You know how to cut costs on a daily basis, or during particularly money-crunched times.

How to save big bucks on school supplies

According to the National Retail Federation, families with children in kindergarten through 12th grade plan to spend an average of $697 this year. Clothing and accessories take the biggest cut, closely followed by electronics.

How to tap your 529 plan to pay for college tuition

The 529 college savings plan is one of the best ways to set aside money for your children’s college education. The plan offers a host of features that make it an attractive option for savers, including sizable tax breaks and deductions just for doing something that’s already valuable for a future college student.

Northville Financial Advisor on 10 mistakes to avoid with 529 savings plans

Helping your child pay for a college education can seem like a daunting task. Luckily, there are Section 529 plans, which are state-sponsored programs that provide tax benefits when saving and investing in a special account for elementary, secondary, and postsecondary education.

Are you completely covered by your life insurance policy?

Are you completely covered by your life insurance policy? It’s a question many may not ask themselves or know the answer to. There are some reasons people may want to consider updating their policy or changing it.

13 of the Biggest Retirement Regrets Among Seniors

Time and careful planning are what you need to retire and live happily ever after, but sadly often life gets in the way. No one is perfect, and many retirees have regrets when they reach retirement. We’ve talked to both senior financial planning experts and retirees alike about some common regrets.

13 Tricks to Cut Down on Summer Utility Bills

Summertime and the living is easy…until you open the bills, that is. Between blasting the AC and overdoing water consumption, those seemingly innocent warmer-month habits have a way of adding up. Before you open another bill, though, first shift your attitude about saving, advises Prudential’s financial wellness advocate Tiffany Aliche, aka The Budgetnista.

13 Tricks to Cut Down on Summer Utility Bills

Summertime and the living is easy…until you open the bills, that is. Between blasting the AC and overdoing water consumption, those seemingly innocent warmer-month habits have a way of adding up. Before you open another bill, though, first shift your attitude about saving, advises Prudential’s financial wellness advocate Tiffany Aliche, aka The Budgetnista.

13 Tricks to Cut Down on Summer Utility Bills

Summertime and the living is easy…until you open the bills, that is. Between blasting the AC and overdoing water consumption, those seemingly innocent warmer-month habits have a way of adding up. Before you open another bill, though, first shift your attitude about saving, advises Prudential’s financial wellness advocate Tiffany Aliche, aka The Budgetnista.

How to save $1,776 over the next year

As Baby Boomers approach retirement, they may encounter a lot of so-called “expert” advice telling them how to invest just before or during their golden years. While some of this guidance is sound, other tips are myths that may, in fact, steer investors in the wrong direction.

How to save $1,776 over the next year

As Baby Boomers approach retirement, they may encounter a lot of so-called “expert” advice telling them how to invest just before or during their golden years. While some of this guidance is sound, other tips are myths that may, in fact, steer investors in the wrong direction.

Baby Boomers: Don’t Buy Into These 10 Pre-Retirement Investment Myths

Being an American means more than hosting backyard barbecues, enjoying a slice of apple pie and chugging a beverage at a baseball game. We value life, liberty and the pursuit of happiness. Though our ancestors come from different lands, many of us strive for the same thing: a home, a couple of kids running around and of course, a dog.

Livingston County’s Own Financial Pro Says: Think Long and Hard Before Using a Promotional APR

Zero-percent interest offers for credit cards are so common now that I usually just delete or toss them. Surely, another one is right around the corner, should I desire it, since my credit is solid.

Northville Financial Expert, Michael Foguth Speaks to Fox 2 Detroit

The kids are nearly out of school for the year, and summer vacation season is just around the corner. Wherever you decide to go, it likely won’t be cheap. A recent study found Americans spend more than $100 billion on vacation.

What’s Next? Local financial expert Michael Foguth offers advice in wake of Social Security announcement

How to start a retirement plan

Brighton’s Local Personal Finance Expert Quoted by Forbes

Michael Foguth was quoted in this recent the personal finance article by Forbes. 5 Things To Do On Personal Inventory Days by: Janet Berry-Johnson Excerpt: On a recent episode of the podcast Call Your Girlfriend, Sabrina Hersi Issa, CEO of Be Bold Media and Venture Partner at Jump Canon, shared her method for taking stock … Read More