Life Insurance

When people think of life insurance they typically think of term insurance: Paying a fixed premium on a monthly basis for a guarantee* from an insurance company to pay a fixed amount of money to one’s beneficiaries. While everyone should have life insurance, the industry has evolved and created cutting-edge and versatile products that not only provide a death benefit, but also accumulate cash value. Examples include whole life insurance, universal life insurance, and variable life insurance. Each type has its own unique characteristics and traits, but the goal for each is to provide your loved ones with a sense of financial security should you die prematurely and also accumulate as much cash value as possible for you to tap into on an income-tax-free basis. More and more people are buying cash value life insurance because of the tax efficiency it offers.

To schedule a time to discuss your financial future and how life insurance could benefit your tax profile, book an appointment online or call us at (844) 4-FOGUTH today!

* Guarantees are based solely on the financial strength and claim-paying anility of the issuing company and compliance with product requirements.

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We’d love to assist with any concerns you may have regarding your retirement strategy. Contact us using the form below!
Michael Foguth
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